
Buy with Zero Down

- GSFA will gift you up to 5% as down payment assistance (DPA)¹
- No interest on the DPA and no need to pay it back after 3 years
- No income limits or first-time buyer requirements for eligibility

WHAT IS GSFA?
Golden State Finance Authority is a California housing finance agency that supports affordable homeownership with down payment and closing cost assistance programs.

THE CATCH?
There is none. GSFA will gift buyers up to 5% in down payment assistance which doesn’t have to be paid back after 3 years and for First Responders & other essential workers, it never has to be paid back.

VA LOAN
Veterans and active-duty military additionally have the option of receiving up to 0% down and zero out of pocket costs with a VA loan.
In addition to saving money each month, when you trade a rental payment for payments on your own home, you take those monthly expenses you’re already incurring and put them back in your own pocket to build personal wealth.
Owning also allows you to lock in a consistent monthly payment that isn’t subject to rising rents or the whims of your landlord, with added savings in tax deductions each year.


Testimonials
- thistleb0
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- Anne Ashby
- David and Laura
- user8032483
- socalmnm
- Courtney M
- Lei Z.
- zuser20171128063627836
- ganctil
- clauderety
- stacy forstall
- user16238074
- spettymd
- pdxmeyer
- wonderwoman7878
- karenmcnairhurst
- jennbryant2
- erniepark100
- Sarah O.
- waremorris
- Cristina Hernandez
- Melissa Meyer
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- Patrick & Jeanne Mckee
- zuser20140427125204481
- AngeeOC
- courtsalgado
- zuser20160117170339260
- Don C.
- user8408857
- Tim Metzger
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- user6119874
- Lori Fields Fields Family Living Trust
- James C.
We made offers on multiple homes, and at no point did Cyndi lose momentum. One home came on the market at 7am, she met me at 11am to see it, and we had an offer in by 3pm that afternoon - how great is that? That home is now my home thanks to Cyndi's help throughout the entire purchasing and escrow process (she is still answering questions that have come up after we moved in!!).
I cannot recommend Cyndi enough - you can trust that you are in good hands with her! "
- user6727801
- ghostzhaolei
- tjmino
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- bdmmicro
- dannielle tsang
- Ali Halati
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- Vanessa M
- Brian & Denise Thistlewaite
- Kristof T
- stagelife93
- courtsalgado
- jeannemckee412
- AngelaOC
- user8032483
- Denise T.
- Karen Hurst
- jennbryant2
- John D Blake
- andrewtmai
- stacy forstall
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- Don C.
- Elizabeth Morris
- Anne
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- KristyMonji
- jlkniaz
- lightnlc
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- Dan Ortiz
- zuser20170518112430178
- greg mino
- Julia McCool
- ashbyfamily5
- tmetzger95
- NatalieAlbor
- jeannemckee412
- 2mathews
- LS
- Mackenzie C.
- Carol Hesse Trust
- tandlm1
- Karen Hurst
- Stacy Forstall
- Phil Metzger
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- catrina deniger
- Lou C.
- Andrew M.
- vanessamathison
- Ali and Teri H
- robertjbambeck
- Sarah O.
- evan pohaski
- Kristin Coates
- tinah117
- Paul Anctil
- Ancil Family Trust - Paul & Gwendolyn Anctil
- Teri H
- zuser20151212051729176
- Ted walter
- zuser20170620143331808
- sheraz234
- KristyMonji
- Janet H.
- Lori F.
- theischa
- rastafareye500
- bdmmicro
- jtdawson2
- user31213517
- Mohammed and Anita Anwar
- zuser20151212051729176
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- vanhelde
- Ernie Park
- zuser20140526212925310
- bdmmicro
- Susanyoshida
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- Rich Wright
- Jennifer Hellewell
- Robert and Kristen S
- Kristy M.
- Catrina and Steve D
- Anctil Family Trust
- zuser20160414222653300
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- Trevor M.
- sheraz234
- robertjbambeck
- Kristof Dannielle Tsang
- tandlm1
- brianjayharris9
- bdmmicro
- Troy E.
- Michael & Daina Anderson
- knt12183
- Mike Anderson
- Anctil Family Trust -- Paul & Gwendolyn Anctil
- Erin B.
- Chuck and Natalie
- kristof tsang
- vicmronquillo
- lmeade61
- kenziecooper206
- phillovesjoy
- Kristy
- Kristin Coates